A Self-Directed Individual Retirement Account Investing in Real Estate Enjoys the Following Advantages:

The Self-Directed [SD] Individual Retirement Account [IRA] An individual retirement account [IRA] helps you to earn and earmark funds for retirement savings, as well as to shelter those savings from certain taxes and lawsuits. Self-directed [SD] gives you the power to directly choose the investments of the IRA. A Self-Directed Individual Retirement Account Investing in Real Estate Enjoys the Following Advantages: SD IRA affords investing in the stability of real esate in relation to stocks SD IRA can purchase real estate using all cash, leveraging, or partnering with another investor, trust, or partnership SD IRA loans protect your personal assets in the event of default or foreclosure An SD IRA enjoys faster growth via the combination of real estate appreciation and cash flow The Process of Real Estate Purchase with a Self-Directed IRA Here is a general overview of the process of purchasing property with SD IRA Funds. Transfer funds to an SD IRA custodian Find a property with a professional REALTOR Your REALTOR will create the purchase agreement which is the offer on the property in the name of the SD IRA and send that offer to your custodian With your permission, your custodian will release funds for purchase – the purchase agreement does not constitute authority Your SD IRA custodian will sign at closing – you will own the deed Your SD IRA custodian will distribute the funds appropriately You will make management decisions The rental income and expenses will be handled within the SD IRA Regulations of Real Estate Purchase with a SD IRA You can purchase real estate from anyone except the persons listed below. You can lease to anyone except the persons listed below. Your spouse Your lineal descendants and spouses of descendants (children, sons-and daughters-in-law, grandchildren, etc.) Your parents, grandparents, great-grandparents, etc. Anyone providing services to the IRA and their families Any company, trust, or partnership in which a disqualified person holds 50% or more interest and or voting power Any fiduciary of the IRA Siblings are not considered disqualified persons. Your custodian will be able to guide you if you have questions. Please consult with your financial advisor for a professional consultation